Finding the Leftovers in Your Benefits: How Sheer Health Maximizes Your Healthcare Plan
by
Michela Pennicooke
February 5, 2025
Thanksgiving leftovers might be delicious, but you don’t want to waste another type of leftovers: your healthcare benefits. Every year, Americans leave valuable perks on the table like wellness services, fertility support, and even preventative screenings, simply because navigating healthcare plans can be confusing. Taking a little time to understand the basics of your health plan can reveal benefits that go far beyond the essentials. The first step is to review the specific details and offerings included in your plan. That’s where Sheer Health steps in.
What Are Healthcare 'Leftovers'?
Healthcare plans often have “use it or lose it” benefits that reset annually. If they aren’t used, they disappear. Here are some examples of benefits you might still have:
Dental: Most plans cover two yearly cleanings — have you taken advantage of both fully covered visits in 2024?
Vision: Are you overdue for an eye exam or need to purchase glasses or contact lenses?
Medical: Have you claimed reimbursements for routine check-ups, getting a flu shot, visiting out-of-network providers or even visiting a gym?
Sheer Health Helps You Uncover Leftovers
Sheer Health helps you discover these unused benefits and helps put money back into your pocket. Here’s how:
Surfacing Unused Benefits: Don’t let hidden benefits slip away. With Sheer Health, you can request the status of your deductibles or unused service limits—and the app will let you know exactly what’s left, giving you the confidence to maximize your plan.
Navigating Out-of-Network Reimbursements: If you’ve received care outside your network, we can help you recover money by submitting claims on your behalf. We also identify any billing errors and verify that your benefits were applied correctly.
Comprehensive Plan Analysis: Sheer Health’s plan analysis tool simplifies the complicated fine print of your healthcare plan. It helps you pick the best 2025 health plan for you and your family.
Tips to Use Every Benefit Before Year-End
Schedule Last-Minute Appointments: Book medical, dental, and vision check-ups now—provider schedules fill up fast at year-end. We can tell you where to go, if you're at your benefit limit, or what benefits you may have remaining (e.g., acupuncture, eye exam, chiropractic care, etc.) These may even be free for you!
Plan for the year ahead: Use Sheer Health’s plan analysis tool to help you pick the best health plan for 2025. Save on out-of-pocket costs and maximize your benefits!.
Spend Smart: Get clear insights into your healthcare costs. We can assist in estimating costs before your next doctor visit, prescription refills, or trips to the dentist.
Just like turning Thanksgiving leftovers into delicious meals, you can transform unused benefits into real value. We’re here to ensure that your plan is working for you. Sign up today!
